HBF cover that suits your lifestyle.

You might need some dental work, a new pair of glasses or just the peace of mind of knowing you've got ambulance cover if you need it. Whatever your reasons for wanting health insurance, at HBF we've got you covered with one of our Essentials options. If you are looking for more options, such as hospital cover, visit www.hbf.com.au

EssentialsSaver - From only $3.95 per week

Included services:

  • Includes general dental and urgent ambulance
  • Cover for your choice of two additional services
  • No two month waiting periods
EssentialsSaver

Choose your two additional services. click for information

Which of these describes your situation?

What's covered


EssentialsStandard - From only $6.20 per week

Included services: click for information

  • Includes optical, dental, podiatry and clinical psychology
  • Includes some pharmaceuticals
  • No two month waiting periods
EssentialsStandard

Which of these describes your situation?

What's covered

Disclaimer: Offer based on premiums paid in full, with price based on Essentials Saver after deducting the Federal Government 30% rebate on Private Health Insurance when you pay annually by direct debit. Waived 2 month waiting periods on Essentials cover available to new members who take out Essentials cover before 31 July 2008. Standard policy terms and conditions apply.